PhilHealth Konsulta: Your Gateway to Affordable Primary Care
The Philippine Health Insurance Corporation (PhilHealth) offers a vital program called Konsulta (Konsultasyong Sulit at Tama), a comprehensive outpatient benefit package mandated by the Universal Health Care (UHC) Law. This program empowers Filipinos to prioritize their health and well-being with affordable and accessible primary care services.
Understanding the UHC Law and PhilHealth Konsulta's Goals
The UHC Law guarantees all Filipinos equitable access to quality and affordable healthcare. This means you are protected from financial risks associated with medical needs. PhilHealth Konsulta aligns with this vision by aiming to:
- Prevent chronic illnesses: Regular check-ups and early screenings help identify potential health problems at an early stage, allowing for timely intervention and preventing the development of chronic diseases.
- Avoid complications: Early detection is crucial. PhilHealth Konsulta encourages preventive healthcare, potentially preventing future complications that could require more extensive and expensive treatment.
- Provide affordable medicines: The program covers select essential medications, reducing the financial burden associated with managing health conditions.
- Consultation: Receive expert medical advice from a qualified healthcare professionals.
- Health Risk Screening and Assessment: Identify potential health risks through comprehensive assessments.
- Selected Laboratory and Diagnostic Tests: Gain valuable insights into your health through relevant laboratory tests and diagnostic procedures.
- Selected Drugs and Medicines: Access essential medications covered by the program to manage existing health conditions.
- Increased Capitation Rate: The PhilHealth board approved an increase in the capitation rate for Konsulta providers. This means healthcare providers receive a higher fixed sum per patient registered under Konsulta, allowing them to offer better services.
- Expanded Service Coverage: The program now includes mammography and ultrasound screenings in its services. These screenings are crucial for early detection of breast cancer and other abdominal conditions, improving treatment outcomes.
- Co-payment Implementation: Private KPPs are now allowed to collect a co-payment of up to P900, while public KPPs continue to offer services free of additional charges.
- Early detection of health problems: Regular check-ups and preventive screenings can identify health issues early on, enabling timely intervention and potentially preventing more serious complications.
- Reduced healthcare costs: Konsulta covers a significant portion of your healthcare expenses, making primary care more affordable and accessible.
- Improved health outcomes: Proactive management of your health through Konsulta can lead to better overall health and well-being.
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